Could things possibly get any worse UGH!

Cat_P wrote

on Sep 17, 2009 4:27 PM

I have so much going on right now I can't think straight anymore!

Most of you already know business has been terribly slow for us, which affects us financially. We've barely been getting by so my husband has been pushing for me to do sales. This is something I do NOT want to do to begin with but I understand the need for it so all I can do is try. Before I will even attempt I told him we had to have a website, something we should have had long ago. So I've been working on a website for what seems like forever now. I can't just concentrate on it as I have other daily duties in the office.

Extension for taxes is up October 15th which means I was supposed to have all our info for 2008 to the accountant by September 15th. Well that has come and gone and I still have statements to go through, checking records against what's in the computer, the list goes on..... This is still not done.

Since April we have been fighting a Worker's Comp claim for someone that did CONTRACT work for us. How this person even got past filing for it is beyond me. We've been to see a hearing officer three times for appeal. Well apparently even after evidence presented shows all the facts of him working as a contractor they still are allowing the claim. Ok, I got over it initially, just a few doctor bills that will come out of our BWC account that we pay into. Well this person seems to be dying from a simple accident. Just received notice this person is asking for additional allowances on the claim. Basically looking for more medical treatment which of course is going to add more to his already ridiculous claim. We are talking about a soft tissue injury that heals on it's own in six weeks, longest 8 weeks. Something my two year old daughter could suffer from falling off her bike! Last I spoke with the lady at BWC she doesn't even know how it got this far and told me basically there's no rhyme or reasoning to their judgements. So basically this Fruit Loop can just continually make claims and keep going to the doctor for an injury my 2 year old could have handled better. 

My oldest daughter has been home sick all week. She was sent home Monday with a fever and a bad cough. They can't go back to school until they are fever free for 24 hours so that automatically meant she couldn't go to school Tuesday. Wednesday she still had a fever. Called the doctor and they couldn't get her in until today. At first they thought she had pneumonia but it turns out her lungs were clear. They diagnosed the flu. We lost our insurance in June of this year and I had been getting qoutes for it. Everything we were quoted was incredibly high considering we are all healthy, no illness, no routine meds so needless to say I still haven't found insurance for us which means the visit today is self pay. The doctor did change the Level visit so it didn't cost me as much, not that I had it to begin with but my daughter's sick. They wouldn't test for H1N1- they said she really isn't sick enough to bother testing, which is good, but because I am self pay and the test is $800 they wouldn't do it. They have a no test policy unless your sick enough to be hospitalized. At least that's a bit of relief. If she is still running a fever come Monday she has to go back.

Just when I didn't think things could get worse....

My husband called me as he was getting loaded to tell me we are getting AUDITED for 2007 by the IRS. We have receipts and I keep everything well organized so really it shouldn't be a really big deal but it's the time it will take and finding stuff packed in boxes from 2 years ago. Beyond that I handle EVERYTHING in the office, it is only me and they won't deal with me of course because they are his taxes.

I feel like I need to curl in a ball, hide under the covers and come back out in a year! This isn't everything that goes on day to day obviously but it seems everything has hit at once. I wonder if the Good Lord above is testing our marriage for our 1st anniversary!  I have not been sleeping at night very well because I start to think of all this. I keep asking what in the world did we ever do to deserve all this!

Ok I didn't mean for this to be so long but I guess I needed to vent!

MelindaB@14 wrote

on Sep 17, 2009 4:35 PM

Cat ~ I'm so sorry everything is tumbling down at the same time...  good luck with the bookkeeping (my Dad does that part-time so I kinda know what you mean).  Maybe the Fruit Loop will get his claims thrown out & have to leave you guys alone.

We will all say prayers for your daughter & the rest of your family... make sure to take some time for you & your family, even if you think you don't have any.  It will make things better in the short & long run of it all.

I'm sure that no-one here minds when any of their BD buddies need to vent so VENT AWAY!

coolmoon wrote

on Sep 17, 2009 5:11 PM

 Wow.  Sorry to hear that your life is so crazy right now.  It seems there are many people feeling similar 'pain' right now, however, so you are not alone - if that helps any.  My husband and I wanted to refinance our home, and lower the payments a bit, as many people are trying to do right now.  Alas - we are now among the many who owe more on their home than it is worth, and it wasn't possible.  On the same DAY, we got our new house payment bill - it has gone UP because of taxes.  So now we have to pay out even MORE.  2 days later, my husband was informed by his partner that he would no longer be sending him any real estate appraisal work, something that had bringing us an extra 2 to 3 THOUSAND dollars per month.  So not only can't we refinance, we have to pay out more money with LESS money.  A LOT less money.  I've suggested he give up his beloved Dish Network - but he has not gotten that desperate - yet. 
So keep fighting the good fight.  Get up every morning and do what you have to do.  Things will get better - somehow.
Happy Beading - no matter what
Sheryl Stephens
Cool Moon Creations & Beads
Lansing MI

Cathy wrote

on Sep 17, 2009 5:17 PM

Cat,

I'm sorry, too, that y'all are having to go through all of that.

Hugs and Prayers for you and your family,

Cathy 

Sheila H wrote

on Sep 17, 2009 6:20 PM

Cat - I am so sorry to hear about all of this. You are right about the audit. It is done but just the hassel! The workman's comp that is just crazy!

Sorry to hear that your daughter is sick. I hope that her fever is not high. My son did that once year a couple of times. He would run luckily a low grade fever, just a couple of degrees like a 99.5. Just enough that I had to keep him home but not high enough to go to the dr. He would run it off and on for about 3 days. I asked the dr once at a routine visit. Her best explaination was that he was fighting something off. Luckily no other symptoms. Just take care of her!

I will be thinking of you and your family, sending thoughts and prayers! Vent away that is what we are here for. Hopefully just typing all of that out made you feel just a bit better? Keep us posted so we know how everything is going!

LoisB@23 wrote

on Sep 17, 2009 8:39 PM

 Oh Cat, that is a rough bunch of things to be tumbling in on you all at once! I hope and pray that your daughter gets well quickly, you find the audit papers fast, the website goes up easily, and that the stupid FruitLoop gets found out! Regardless, we're here for you.

Lois

Zerenity by Inca wrote

on Sep 17, 2009 10:17 PM

 I dont really know what to say. But ((((hug)))).

Pam I am wrote

on Sep 18, 2009 8:06 AM

You are always in my prayers Cat, I'll just pray extra for you now.  No wonder you want to curl up into a ball, that's a lot of extra to handle on top of your already heavy load.  Is there any way you can get someone to help you out with some of the day to day stuff so that you don't have to do absolutely everything?  A chance you can appeal the worker's comp rulings, all of that sounds very wrong. 

I hope your daughter feels better today and that the rest of it improves too. 

Pam

SEllen 2 wrote

on Sep 18, 2009 12:59 PM

 Cat

 I hope that your daughter is feeling better today.

I'm sorry that you are having such a difficult time right now. I always remember that saying... God wont give you more than you and He can handle.

But I must admit that at times I've wondered if he doesn't have me confused with someone else.

Hang in there and vent as often as you need - we're here for ya.

I will keep you and yours in my prayers

sellen

Whency wrote

on Sep 18, 2009 8:28 PM

SEllen :

I'm sorry that you are having such a difficult time right now. I always remember that saying... God wont give you more than you and He can handle.

But I must admit that at times I've wondered if he doesn't have me confused with someone else

 i second that! wow i missed you guys. i am so sorry you are going through all of this at once. and i know it feels like the end of the world is right around the bend. but believe me it will get better! have faith i know its hard but i know you will pull through. you and your family are strong i know it and so do you.you have been through worse and survived and you will again.i will pray for you and yours . and give your sweet babies a extra hug tonight i am sure they  are feeling the stress too and could use a cuddle.

Leslie Rogalski wrote

on Sep 18, 2009 9:55 PM

Dear Cat,

I've seen you all the time in our forums and just wanted to say, I hope you always feel safe to come in and vent because you're with friends here.  You're on a real roller coaster, so you hang on... and hang out here if it makes you feel any better. All our energy and shining bead light to you!

--your new Beading Daily editor, 

Leslie

Gyspy Mary wrote

on Sep 18, 2009 10:56 PM

 Cat, I am so sorry to hear your carrying a "Heavy Load". Sending Special prayers for some "Super Miracles" ,First, for your daughters "Wellness'. Second, for  the Workers Comp to reverse their decision, and make this "Fruit Loop" repay every cent he should not have gotten.

May the IRS, Change their minds and reverse their decision to audit.

(I beleive in Miracles:)

My latest favorite quote, " Urgent! before you go to bed, Give God all your troubles, He'll be up all night any way."(Author unknown)

((hugs)) Mary

Billy Z wrote

on Sep 19, 2009 7:01 AM

 Oh sweetie, I am so sorry to hear of your troubles. I really wish that there was something that I could do to help. It hurts me when my friends hurt and I don't like that, for them or me. It's not a good thing either way. Just know that I am there with you in spirit and if you need a little energy boost, feel free to draw on me if necessary. I don't have much, but I do offer it freely. Have faith in your God(s) and your friends and all will work out. This I know from experience. Very recent experience at that. Also keep in mind that Lady Karma will have her way with those that take advantage of others in ways that they shouldn't. I have seen that recently as well and it is NOT pretty. The universe has a way of balancing things out, ya know. Just keep the faith and vent here as much as you need to. We will always listen and be there for you. We love you, ya know.

 Billy

JSmaz wrote

on Sep 19, 2009 7:19 AM

Sorry to hear that everything is piling up on you at once Cat!  I know how that feels and it's never fun.  It happened to us earlier this year-we thought we were ahead of the game for a change, and all in one month a whole pile of expenditures came up that left us back at square one if not less.

Chin up, because it does level out eventually though never as quick as we wish it seems.  Hope your daughter is better soon and that someone finally figures out that the comp claim is bogus!

Mikki335 wrote

on Sep 19, 2009 6:15 PM

 Cat..hang in there. Vent all you want.

I know how you feel....all you want is to curl into that fetal position, however you're on a roller coaster and it's hard to get the seat belt on in that position.

I've been there frequently in the last year and a half and the only advice I can offer is to hang on with your finger nails.   You do have a SO though....maybe you can hold onto each other and grow stronger together through the trials.

Good thoughts heading your way.